PERSONAL SAVINGS ACCOUNTS THAT GROW WITH YOU.
Whether you are just getting started or looking to earn more on your balance, Adams Bank & Trust offers savings options designed to fit your needs.
Our Money Market Savings account is like a simple savings account with competitive interest rates and low minimum requirements.
Looking to diversify your portfolio? We offer a range of products tailored to your specific financial goals. From IRAs and HSAs, to CDs and CDARS, we have the tools you need to build your financial future.
MONEY MARKET SAVINGS
$100 MINIMUM TO OPEN.
NO MONTHLY SERVICE FEE WITH $100 BALANCE.
3 FREE WITHDRAWALS PER MONTH.*
YOUTH AND STUDENTS HAVE NO MONTHLY SERVICE FEE.
TIERED INTEREST RATES.
EASY TRANSFERS.
$0.00 - $1,499.99 ___________ 0.10% APY†
$1,500.00 - $4,999.99 _______ 0.15% APY†
$5,000.00 - $9,999.99 _______ 0.20% APY†
$10,000.00 - $24,999.99 _____ 0.65% APY†
$25,000.00 - $49,999.99 _____ 0.95% APY†
$50,000.00 and up __________1.25% APY†
ADDITIONAL PERSONAL SAVINGS ACCOUNTS
INDIVIDUAL RETIREMENT ACCOUNT (IRA)
Bank IRAs are a safe way to save for retirement because they are FDIC-insured and offer steady returns.*
- $500 minimum to open
- Roth IRA
- Traditional IRA
- One-time $50 account establishment fee**
*Consult a tax professional to maximize benefit.
**The $50 account establishment fee is separate and in addition to the minimum opening deposit.
HEALTH SAVINGS ACCOUNT (HSA)
Save for future medical expenses for yourself and your covered dependents on a federal tax free basis.*
- $100 minimum to open
- $5 monthly service fee with eStatements
- $8 monthly service fee with paper statements
- A qualified high deductible health plan (HDHP) is required to establish a health savings account(HSA)
- One-time $25 account establishment fee**
*Consult a tax professional to maximize benefit.
**The $25 account establishment fee is separate and in addition to the minimum opening deposit.
LOOKING TO GO BEYOND A TRADITIONAL SAVINGS ACCOUNT?
Certificates of Deposit (CDs) and CDARS offer additional ways to save, with fixed terms and set interest rates. These options can be a good fit if you are comfortable setting money aside for a defined period of time.
READY TO OPEN AN ACCOUNT OR HAVE QUESTIONS?
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