ADAMS BANK & TRUST POLICIES

APPRAISAL & VALUATIONS DISCLOSURE

Appraisal & Valuations Notice

ADJUSTABLE RATE MORTGAGE (ARM) DISCLOSURES

ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 10 Year TermARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 15 Year TermARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 15 Year Term, Investment PropertyARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 20 Year TermARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 20 Year Term, Investment PropertyARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 25 Year TermARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 25 Year Term, Investment PropertyARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 30 Year TermARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 30 Year Term, Investment PropertyARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 10 Year TermARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 15 Year TermARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 20 Year TermARM Program Disclosure - 5/1 Adjustable Rate, First Lien, 15 Year TermARM Program Disclosure - 5/1 Adjustable Rate, First Lien, 15 Year Term, Investment PropertyARM Program Disclosure - 5/1 Adjustable Rate, First Lien, 20 Year TermARM Program Disclosure - 5/1 Adjustable Rate, First Lien, 20 Year Term, Investment PropertyARM Program Disclosure – 5/1 Adjustable Rate, First Lien, 25 Year TermARM Program Disclosure – 5/1 Adjustable Rate, First Lien, 25 Year Term, Investment PropertyARM Program Disclosure – 5/1 Adjustable Rate, First Lien, 30 Year TermARM Program Disclosure – 5/1 Adjustable Rate, First Lien, 30 Year Term, Investment PropertyConsumer Handbook on Adjustable Rate Mortgages

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Investment Products are:

NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE

Routing Number 104113958

NMLS# 469371

800.422.3488

©2026 Adams Bank & Trust

info@abtbank.com
PO Box 720 315 N Spruce St Ogallala, NE 69153

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You are navigating to an external website. Please be advised that you are leaving the Adams Bank & Trust website. Adams Bank & Trust does not control the content of third party websites and cannot guarantee the products and services provided on these websites are insured by any federal government agency.