Adams Bank & Trust Business Credit Cardholders: Your credit card & login experience are being upgraded! While customers receive their new cards and transition to the new login system, both the legacy and new business credit card login options will be available. Once you have received and activated your new card, you can begin using the new login option ( you will enroll with your new card details).

MORTGAGE LOANS
HOME EQUITY LOAN OR LINE OF CREDIT
What is a HELOC (Home Equity Line of Credit)?
It works like a credit card, but your house is used as the collateral. You can borrow money up to a certain limit based on your home's value, minus what you still owe on your mortgage. You must own a home and have built up equity in it
What is the difference between HELOC & Home Equity Loan?
With a HELOC you borrow funds as needed during a set time and the interest rate can change.
With a Home Equity Loan you get all the money at once, with a fixed interest rate and monthly payments-good for big, one-time costs.
Certified appraisal not required for credit lines under $100,000*
Quick turn around for a speedy closing*
Convenient application process available online or at a branch
A HELOC enables you

Whether you're purchasing your first home or settling into your forever residence, we offer flexible options to ensure you’re fully supported. Not sure where to start? We got you!
REACH OUT TODAY