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Personal Banking \ Personal Loans

Credit Card

Smart Choice: For the consumer who wants a credit card for unexpected expenses or larger purchases. Both Mastercard® and Visa® available with approved credit


Introductory Rate for first 6 months and then the rate switches to New York Prime plus 6.9% Annual Percentage Rate


No Annual Fee

25 day grace period on all purchases.  No grace period for cash advances or cash equivalent transactions.

Online account access and management available.

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