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Personal Banking \ Mortgage Loans

Home Equity Line of Credit

Smart Choice: Perfect for you if you have equity in your home and need money for home improvements, college expenses, an automobile, or an unexpected expense.

Terms: This loan is a revolving line of credit and usually matures in 5 years.  At that time, the loan will be reviewed by you and your banker.

Interest: The rate can be fixed or variable.  A variable rate Home Equity Line of Credit (HELOC) means that the rate floats with a predetermined index.