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Personal Banking \ Mortgage Loans

Construction Loan

Smart Choice if: You are finally building your dream home

Interest Rate and Terms: Every project is different so call or come on in and talk to us.  Construction loans are short term financing and typically require interest only payments during the construction phase. And you can rest easy knowing we're in this for the long haul - we'll help arrange your long term home loan during your construction process. 

What to Expect:

Every mortgage loan starts with the application process.  After you complete the application you may be asked to provide a variety of documents, from tax forms, bank statements, or proof of employment.   What's important to know is that your Adams Bank & Trust mortgage banker will help you through the process - from beginning to end.

Building your new home can be a challenging experience, so we make the loan process easy.