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SuperSmart e-Checking

  • Our very best high interest checking account. It's a 'super smart' choice for those who want a high yield checking account, use a debit card and want full access to their funds.
    • Earn one of the highest rates around if you meet the monthly requirements
    • Foreign ATM fees waived (up to $10/cycle)
    • Full access to BaZing benefits for those who are interested
    • $8/month service charge and ATM fees apply if requirements not met
      Requirements...
*Qualifying requirements for higher yields are: 25 posted debit card purchases per statement cycle (PIN or signature based), 1 Direct Deposit or Direct Payment (ACH) per statement cycle, eStatement Delivery.
**If your account meets the qualification requirements, you’ll receive ATM surcharge refunds up to $10 each month. Whether you qualify or not, we won't ever charge you a foreign ATM charge when you use an ATM not owned by us. If your account doesn’t qualify, you’ll receive a lower rate and a $7 service charge will be assessed. Personal accounts only. Fees may reduce earnings. A minimum deposit of $100 is required to open this account. Message and Data Rates may apply for text alerts.

GoSmart Checking

  • The perfect account if you're looking for a checking account that earns interest and the opportunity to access additional benefits.
    • Full access to BaZing benefits for those who are interested
    • $8 Monthly Service Charge

GoSmart 50 Checking

  • For those 50 years of age and older who prefer to write checks.
    • Enjoy a competitive interest rate on your checking account
    • Full access to BaZing benefits for those who are interested
    • $6 Monthly Service Charge

  Additional Checking Accounts

Interest Checking

  • A great option for those wanting to earn interest with their checking account. The higher your balance, the higher your rate.
    • Enjoy competitive tiered interest rates.
    • $10 Monthly Service Charge - waived if balance remains over $1,500

Premier Checking

  • The perfect account for those who keep higher balances in their checking account with minimal check writing.
    • Enjoy competitive tiered interest rates.
    • $10 Monthly Service Charge - waived if balance remains over $2,500

e-Checking

  • An environmentally friendly choice for customers.
    • $6 Monthly Service Charge - this can be waived if enrolled in e-Statements
Savings Accounts

Savings

  • A savings account can help you save money consistently.
    • $2 Monthly Service Charge - if balance falls below $100
    • Minimum to Open - $100
    • Automatically transfer from your checking.

Health Savings Account

  • Save for future medical expenses for yourself or your covered dependents, on a federal tax free basis.
    • $3 Monthly Service Charge
    • Minimum to Open - $100
    • Before you are able to establish a health savings account, you must have a qualified high deductible health plan (HDHP).
    • Consult a tax professional to maximize benefit.

Individual Retirement Account (IRA)

  • Bank IRAs are a safe way to save for retirement as they are FDIC insured and offer steady returns.
    • Minimum to Open - $100
    • Roth IRA
    • Traditional IRA
    • Consult a tax professional to maximize benefit.

Bazing


BaZing gives you the power to keep life affordable. The BaZing discount network of over 300,000 online and local deals includes savings on dining, shopping and travel, plus a variety of other benefits to save you money, delivered on BaZing.com and the BaZing mobile app. BaZing is an added benefit of our Smart checking accounts.

BaZing benefits include:

  • Local discounts and national retailer deals to save you money on shopping, dining and more
  • Cell phone protection
  • Identity theft protection
  • Roadside assistance
  • Travel accidental death coverage
  • Pharmacy vision and hearing savings
  1. Coverage amounts vary in correlation with product type.
  2. Cell phone protection and personal identity protection are subject to additional terms and conditions.
  3. Insurance products are not a deposit, not FDIC-insured by any federal government agency, not guaranteed by the bank.


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