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Personal Banking \ Personal Loans

Preferred Miles Credit Card


Smart Choice: For the consumer who wants a credit card for unexpected expenses or larger purchases and earn reward points. Both Mastercard® and Visa® available with approved credit
Interest: Introductory rate for the first 6 months and then the rate adjusts to New York Prime plus 8.90% annual percentage rate.
Terms:

No Annual Fee.

25 day grace period on purchases.  No grace period for cash advances or cash equivalent transactions.

Earn 1 point for each dollar spent up to 10,000 points each month.  Points can be redeemed for cash back, travel, merchandise, and retail gift cards.