Personal Banking \ Checking

Smart e-Checking

A great Account with Interest

Safe, Sound and Secure

Eligibility Requirements are:

  * 15 Debit card transactions each month (PIN or signature based)

   * 1 Direct Deposit or 1 Direct Payment (ACH) each month

   * eStatement Delivery

If you meet the eligibility requirements, you also receive ATM surcharge refunds up to $10 each month.

If eligibility requirements are not met during the monthly qualification statement cycle, the APY will convert to a .15% APY base rate on all balances and the ATM refunds will not be provided for that cycle. 

Rates are subject to change weekly at the bank's discretion. 

Personal accounts only.  Fees may reduce earnings.  A minimum deposit of $100 is required to open this account. 

Annual percentage Yield (APY*) is accurate as of September 1, 2010.