Smart Business Checking

Smart Choice:	For the business owner with moderate transaction volume

Minimum Balance:	$15 Monthly Fee - Waived if balance is maintained above $2,500 Minimum to Open - $100

Interest:	None

Additional Benefits: All the details:	Free Online Banking Optional eStatements Online Business Billpay Free Telebanc Telephone Banking Free Business Visa Check/ATM Card This account features 300 items each month free of charge Each item over 300 is charged $.12 each Items are defined as deposited checks and checks drawn on the account Automatic (paperless ACH) deposits and payments are free of charge