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Personal Banking \ Checking

SuperSmart e-Checking



Our Best Account with Interest

Safe, Sound and Secure


Eligibility Requirements are:

  * 25 Debit card purchases each month (PIN or signature based)

  * 1 Direct Deposit or 1 Direct Payment (ACH) each month

   * eStatement Delivery

If you meet the eligibility requirements, you also receive ATM surcharge refunds up to $10 each month and whether you qualify or not, we won't ever charge you a foreign ATM charge when you use an ATM machine.

If eligibility requirements are not met during the monthly qualification statement cycle, the APY will convert to a .20% APY base rate on all balances, the ATM refunds will not be provided for that cycle, and a $7 monthly membership fee will apply.  Rates will remain in effect until June 30, 2011 and are subject to change at the bank's discretion after that time. 

Personal accounts only.  Fees may reduce earnings.  A minimum deposit of $100 is required to open this account. 

Annual percentage Yield (APY*) is accurate as of September 1, 2010.


Additional Banking Benefits:

 

ID ProtectAll Benefits:

 

 

Gold Card Member Benefits:

Free Online Banking
Online BillPay - Classic or Gold     (View Comparison Chart)
Free Telebanc Telephone Banking
Free Visa Check/ATM Card


$2,500 Personal Identity Protection

6 Months of Free Credit Monitoring Services with IdentityGuard®

Payment Card Protection

Identity Recovery and Restoration Services

Dining Discounts (Local & National)

Shopping Discounts (Local & Online)

Travel/Hotel/Recreation Discounts

$5,000 Travel Accidental Death Insurance

Emergency Travel Assistance

Pharmacy, Vision, & Hearing Savings Program