• Personal
  • Business
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FDIC Coverage

Type of Ownership FDIC Coverage
Single Accounts (Owned by One Person) $250,000 per owner
Joint Accounts (Owned by two or more persons) $250,000 per co-owner
IRA's and certain other retirement accounts $250,000 per owner
Revocable Trust Accounts (Payable on Death) $250,000 per owner per beneficiary up to 5 beneficiaries (more coverage available with 6 or more beneficiaries subject to specific limitations and requirements.)
Irrevocable Trust Accounts $250,000 for the non-contingent, ascertainable interest of each of each beneficiary.

Corporation, Partnership, and

Unincorporated Association Accounts

$250,000 per corporation, partnership, or unincorporated association
Employee Benefit Plan Accounts $250,000 for the non-contingent, ascertainable interest of each participant
Government Accounts $250,000 per official custodian
This table shows only the most common ownership categories that apply to individual and joint deposits, and assumes all FDIC requirements are met. For more information visit www.fdic.gov.

 
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